Money Train 4 Slot Review 2026

You can playslots Money Train 4 in demo mode online for free to see what the gameplay’s like. This title has earned a lot of praise thanks to its top-quality design, unpredictable respin round and thrilling gameplay. This review looks at everything the slot offers in close detail.

A Summary of Money Train 4

Developer	Relax Gaming
Release Date	September 2023
Theme	Sci-Fi, Train
Game Type	Video Slot
Reels	6
Paylines	Scatter Pays
Wild	No
Scatter	Regular Scatter
RTP	96.1%
Volatility	High
Max Win	150,000x
Betting Range	0.1 to 6
Bonus Features	Money Cart Bonus, Respins
Mobile	Compatible with mobile devices
Demo	Available

There’s no Wild that can help you win in Money Train 4. You need three or more Bonus symbols anywhere on the grid to play Money Cart Bonus. Each Bonus symbol then reveals a cash value, and you start the round with three respins.

The triggering symbols stay where they are. All other symbols that land are sticky too. Money Cart Bonus uses a 6x8 grid with the top two and bottom two rows locked. Whenever you fill a row with symbols, one of the locked rows opens and all its symbols come into play. If a respin produces at least one new symbol on an unlocked row, the number of respins resets to three.

There are many different symbols that can appear in Money Cart Bonus:

Bonus: Awards a cash prize up to 10x
Collector: Collects all cash prizes
Payer: Adds its value to all other symbols
Sniper: Doubles the values of three to eight symbols
Arms Dealer: Turns up to four Bonus symbols into other symbols
Necromancer: Selects two to seven symbols and reactivates their effects
Persistent Shapeshifter: Switches between Collector, Payer, Sniper, Arms Dealer and Unlocker with every respin
Unlocker: Opens a locked row
Reset Plus: Increases the number of respins by 1
Upgrader: Turns up to three feature symbols into their Persistent versions

Some of these symbols have a Persistent version, whose enhancers apply on every spin. There are also Adjacent ones that only affect the eight surrounding positions.

The Respin feature can trigger at the end of any base game spin. All instances of the most common symbol become sticky and you get a respin. Only matching ones, multipliers and blanks can appear. You keep getting respins until the only new symbols are blanks.

With a cinematic video intro, impressive visuals and animations, compelling features and top-notch presentation, Money Train 4 is well worth playing. Relax Gaming has done a brilliant job with the slot and has made it a step up from Money Train 3.

Playing the Money Train 4 Slot

Once the game loads, you’ll find the current bet size at the bottom of the screen. If you want to change it, simply use the plus/minus sign buttons on either side of it. When you’re ready to spin the reels, hit the circular button beneath the middle reel.

Money Train 4 uses a 6x6 grid with the Scatter Pays system in place. To win, you need 10 or more matching symbols anywhere on the grid (some symbols require eight or more). The more copies of a winning symbol there are, the bigger your payout.

There’s no Wild that can help you win, though there is a Scatter that can trigger the main Money Train 4 bonus round.

You should find the title easy to play as it has a user-friendly interface. It’s designed to be fully compatible with HTML5, so you can run it on mobile devices without having to download any additional software.

And one more thing to note: always gamble responsibly. Stick to limits and stop playing if you’re not having fun.

Symbols and Their Payout Rates

Let’s see how much you can win

There are eight regular symbols in the slots' Money Train 4 lineup, which are listed below:

Low-Paying: Diamond, Club, Spade, Heart
High-Paying: Cowgirl, Mexican, Indian, Arms Dealer

Land 10 or more (or at least eight for some symbols) anywhere on the grid and you’ll win. The tables below list all the symbols and their payouts:

	Diamonds, Clubs	Spades, Hearts
10-11	0.4x	0.5x
12-14	0.8x	1x
15-19	2x	3x
20-24	4x	6x
25-29	7.5x	10x
30-35	10x	15x
36	100x	125x

	Cowgirl	Mexican	Indian	Arms Dealer
8-9	N/A	N/A	1x	1.2x
10-11	1x	1.2x	1.5x	2x
12-14	1.5x	2x	5x	10x
15-19	6x	8x	10x	20x
20-24	10x	15x	20x	35x
25-29	20x	25x	30x	50x
30-35	30x	40x	50x	100x
36	250x	400x	500x	1,000x

There’s no Wild, though there is a Scatter. If you trigger the Money Cart Bonus, each Scatter reveals a cash prize that you go on to win.

Paylines and Mechanics

During your Money Train 4 play, you win by landing enough matching symbols anywhere on the 6x6 grid. As you’ll see from the tables above, each symbol has seven or eight different payouts, depending on how many of them there are on the grid.

The slot’s volatility is very high, so you can win big, but a large payout will be quite rare. However, you may earn a small payout once in a while. The Money Cart Bonus round may trigger only occasionally. Because of its HTML5 compatibility, Money Train 4 should perform well on any mobile device.

Volatility, RTP and Top Payout

The game's RTP is 96.1%, which is slightly above the average value of 96%. Since the volatility is high, you can expect to go many spins without landing substantial wins. You should have a sizable bankroll before starting to play the slot.

The most you can win from playing Money Train 4 is a huge 150,000x your bet. The slot’s bet sizes range from €0.10 to €6. If you bet €1, for example, your top win would be €150,000.

Before spending real money on Money Train 4, it’s worth trying the demo. This is completely free to play and it gives you a preview of what the slot’s features, volatility and payouts are like. Always be sensible when spending money and only gamble in moderation.

Playing Money Train 4 on Phones and Tablets

Because the slot is fully compatible with HTML5, you can run it on mobile devices as well as desktop computers and laptops. It is also accessible through both browser-based sites and casino apps. It can be played on iOS and Android operating systems too. No downloads are required for it.

Pretty much everything about the slot is the same, whatever device you play it on. This includes all the symbols, payouts, features and gameplay mechanics. The only thing that differs slightly is the layout, which is adapted to better suit particular devices and portrait and landscape modes. The Money Train 4 demo is also available to play on mobile devices.

Benefits of Playing Demo

With the Money Train 4 demo mode, you can play the slot for no cost at all. These free versions of slots use virtual credits and don’t involve any real money. No matter how much you win or lose, your actual player balance won’t be affected. At some online casinos, you can test demos without needing to sign up; at others, you need to create an account first.

The key benefit of playing the demo is that you get to see what a slot’s like without having to pay. You can experience its base game and special features, plus you get an understanding of what its volatility is like. Because Money Train 4 is a highly volatile slot, it’s worth trying a demo version before you start the real money mode.

Overview of Relax Gaming

The studio specialises in creating games for online casinos and has been up and running since 2010. It has offices in around half a dozen other places, including Stockholm, Belgrade, Tallinn, and Malmö.

Relax Gaming has licences to cover operations in numerous jurisdictions. One of its licences is from the UK Gambling Commission, which allows the provider to supply its gaming content to licensed casino sites in the UK. There are around 150 games in the developer portfolio, such as theslots Money Train 4 series. Some of its most popular titles include Book of Power, Dead Man’s Trail and Kluster Krystals Megaclusters.

Since launching, Relax Gaming has won more than a dozen awards, including Game of the Year for Ancient Tumble at the SBC Awards in 2025. The provider’s games have gone down well with players thanks to their high-quality design, innovative mechanics, compelling features and immersive gameplay.

Other Games from Money Train Series

The original Money Train slot, released in 2019, has a Western theme and a top payout of 20,000x.
Money Train 2 (2020) has a steampunk theme and introduces a Respin feature.
Money Train 3 (2022) has a futuristic theme and a maximum win of 100,000x.

All the games from this series vary in their gameplay design, features and stats. What they have in common is that they’re exceptionally well-themed in every respect.

Pros and Cons of Money Train 4

Pros

Excellent theming and design
Brilliant video introduction
Money Cart Bonus with lots of special symbols
Respin feature
150,000x maximum payout

Cons

May be too volatile for some players

If you appreciate immersive slot experiences, you should find Money Train 4 play highly enjoyable. It’s designed to a very high standard and does a great job of immersing you in its desert planet setting. The highlight is the Money Cart Bonus Round, where many different special symbols with enhancers can appear.

Be sure to play Money Train 4 for free first. See if you like the slot, and if you do, feel free to play it for real money.

May 20, 2026

Carole Holohan

Hi! I write and analyze in a way that separates facts from big promises, then explains what matters in plain language. My approach is built on checking sources, verifying claims, and focusing on what’s true in practice — not what sounds good on paper.

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